Build Retirement Income the IRS Can Never Tax
(Without Risky Loopholes, Watching Your 401k Shrink (Again), or Delaying Retirement Into Your 70s)
A simple path to building tax-free retirement income using custom designed cash value life insurance — giving you more control, more options, and more freedom.
Does This Sound Like You?
You're making good money but still worry it won't be enough to retire comfortably.
You're tired of watching your 401k rise and fall and feeling powerless every time the market dips.
You want predictable income you can count on — not another account you're scared to check.
More than anything, you want freedom: freedom from stress, from confusion, and from watching the IRS take a cut of the income you worked so hard to build.
You're not alone. And you're in the right place.
A New Path That Puts You Back In Control
What if your retirement didn't depend on the market, your employer, or the IRS - but a system designed to protect you?
Imagine income that grows steadily, stays safe during market drops, and won't be taxed when you need it most.
A path that finally gives you clarity, confidence and control - even if you're starting later than you hoped.
You've worked too hard to feel this uncertain.
It's time for a way forward that actually works for you.
Introducing Zero Tax Retirement Formula
Zero Tax Retirement Formula is my step-by-step system to create tax-free retirement income built on the same cash value life insurance strategies banks, corporations, and wealthy people quietly rely on.
You were never shown this approach — not because it's complex, but because an uninformed saver is more profitable to the institutions that benefit from your lack of knowledge.
01. Optimize Your Foundation
Finally build the kind of financial foundation the wealthy start with — one that stops bleeding money to taxes and quietly puts you back in control of every dollar.
02. Use Tax Laws To Your Advantage
Unlock the legal advantages inside life insurance that banks and wealthy families use — and finally use those same rules for your benefit, not theirs.
03. Create Steady Wealth Growth
Tap into a protected-growth strategy that removes the fear, volatility, and guesswork the traditional system forces you to carry
04. Turn Your Strategy Into Tax-Free Income
Create a lifetime stream of tax-free retirement income that rewrites the rules the old system expected you to follow.
These four steps give you access to the same structural advantages institutions use — but redesigned for your life, your goals, and your freedom.
Is This Program Right For You?
This program is for people who:
Live in the United States
Want a clear, guided path to building tax-free retirement income
Want a retirement strategy that's simple and not tied to market volatility
Are tired of watching their 401k swing up and down with no control
Make solid income but feel like traditional savings methods aren't getting them ahead
This program is not for people who:
Do not have the financial capacity to save consistently
Want get-rich-quick solutions
Are closed off to new ideas
Are unwilling to explore alternatives beyond the traditional system
Have no patience for slow, steady, long-term wealth-building
What You Get Inside Zero Tax Retirement Formula
Zero Tax Retirement Blueprint
$1,997 Value
A clear, guided path that shows you exactly how to use an IUL for a Zero Tax Retirement — delivered in focused weekly steps.
Weekly Coaching & Clarity Calls
$5,997 Value
Live coaching sessions through March 12th, 2026 where you get personalized guidance, answers to your questions, and direct support.
The Zero Tax Planning Toolkit
$497 Value
An exclusive suite of easy-to-use templates, calculators, and planning tools designed to remove confusion and simplify your decisions.
Lifetime Access to All Training & Updates
$4,997 Value
Access to every lesson, walkthrough, and update for life - so you can revisit the steps anytime and stay aligned with the most current strategies.
Your Investment
Standard investment
$13,488
$397
Everything you need to plan your tax-free retirement using an IUL, with full access to every tool, training, and step of the system.
Perfect if you're ready to take control of your retirement with a proven system and expert support.
Rebate investment
$13,488
$497
Get a $200 rebate (making investment $297) when you:
Complete all program modules
Submit completed workbook
Provide program feedback
Best fit if you want built-in accountability to complete the program and take action.
Rebate is only issued upon full completion of the program requirements. Partial participation is not eligible.
Your Guide
Nobu Musekiwa
Nobu helps ambitious professionals turn ordinary income into lasting freedom.
She believes bigger results don’t come from working harder — but from making intentional moves that create real momentum.
She bought her first multi-family at 28 on a $48K salary and left her corporate career at 37 by applying the same Cashflow Architect principles she now teaches.
With over a decade in real estate and as a licensed insurance professional, she shows others how to build freedom and options without burnout.
When she’s not talking strategy, she’s collecting stamps in her passport or enjoying walks with her husky.
A Year From Now, What Will You Wish You Had Done Today?
Most people look back and realize their biggest financial mistakes weren't the things they did — but the things they waited too long to start.
Every year you stay in the old system is another year of lost growth, rising taxes, and feeling like your retirement is out of your hands.
But one decision — one system — can change the entire trajectory.
You don't have to keep wondering, worrying, or hoping things improve on their own.
You can take a step today that finally gives you control, clarity, and a retirement built on stability instead of luck...
Your future doesn't change by accident — it changes because you decide it's time.
This is the moment you stop hoping — and start building.
Enrollment is currently closed.
Be sure to join the waitlist if you are not on my email list already, so you are the first to when spots open up for the next cohort!